interest rate

Interest Rate Swap

Lock in financial costs and hedge risks arising from interest rate liberalisation

Interest Rate Swap

Lock in financial costs and hedge risks arising from interest rate liberalisation

At a Glance
Cross-currency swap allows you to hedge both currency and interest rates risk conveniently in one transaction.

Interest rate certainty

Protect your business against interest rate volatility through DBS’ Interest Rate Swap.


Better management

We can help you manage the interest expense you pay on your loans.

Features & Benefits

Enjoy competitive pricing due to our market leader position and extensive network


Stay informed of the latest market developments with insights from more than 100 DBS research analysts in Asia


Leverage the knowledge of our dedicated SME advisory sales team to identify and hedge against interest rate volatility


Conduct sophisticated cross-border transactions smoothly and efficiently with strategic advice from our regional advisory sales network

How it Works

You can pay a pre-determined fixed rate for your loan instead of a floating rate, or vice versa depending on your view of how the markets will move.

Graphical Illustration of Interest Flow

interest flow infographics

How can an interest rate ‘swing’ affect my company?

Clients who financed their operations with a floating-rate loan will see an increase in their expenses should floating rates rise. For example, USD LIBOR actually rose to a high of 5.725% in 2007.

How does DBS update SME customers on current interest rates and market trends?

Our Market Trend Outlook provides you with the latest market trends, updates and interest rates.

How competitive is the pricing of DBS’ interest rate products compared with other banks?

Pricing depends on tenure, loan amount and market conditions. However, being one of the leading banks in Asia, DBS is perfectly placed to help deliver the best possible pricing available to you.

How to Apply

Call us on 400 821 8881 or visit any of our Branches for more details. You may also email us and arrange our Relationship Manager to call you.