Home Mortgage Loan

Home Loans

New home, new journey. New and everlasting memories. DBS and our specially packaged home loans are here to help you secure your dream home.

Rely on us for favourable interest rates and also because you want a bank that goes beyond the numbers to give you comprehensive and caring service.


  • Preferential mortgage rates
    • For CNY loans for first home purchase, interest rate discount may be offered on the basis of the base lending rate published by the People’s Bank of China.
    • DBS offers competitive discounted loan rates for Hong Kong dollar or US dollar loans


  • Competitive mortgage terms
    • Loan tenor up to 30 years and loan-to-value ratio up to 70%


  • Professional mortgage consultants and one-stop service
    • Our dedicated and professional staff is on hand to provide you with tailored advice to suit your needs.


  • Fee waiver on loan applications
    • Waiver of property valuation and legal fees, and free property insurance

How to Apply

  • Contact your Treasures Relationship Manager or visit any of our branches
  • Call our DBS 24-hour personal banking hotline at 400 820 8988

*Subject to the result of the Bank’s credit assessment on customer and the Bank’s pricing policy.

  1. The above information is for reference only. The final mortgage terms and conditions will be governed by the loan agreement between loan customer and our bank.
  2. The provision of the above home mortgage loan service is subject to applicable regulations and policies (including but without limitation foreign exchange administration regulations) and the Bank’s internal policy, which may change from time to time.

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