Fixed Assets

Equipment Financing

Finance your equipment with minimal upfront capital

Finance the cost of your equipment through DBS Equipment Financing facility. You can borrow as much as 85% financing for up to four years with both floating rate and flat-rate loan, and have no geographical restrictions within China.


Why choose DBS Equipment Financing?

  • High financing percentage providing customers with sufficient capital funds
  • Flexible repayment scheme of up to 4 years
  • Covers an extensive range of machine and equipment types
  • Chattel mortgage as the financing format
  • Financing can be in foreign currencies or RMB
  • LC issuance and post import financing services for imported machines are also available


What is the maximum loan amount?

You may loan up to 85% of your equipment value.

What are the different types of interest rates used?

We typically offer Equipment Financing at both floating and flat interest rate.

Why do you use Chattel Mortgage for equipment financing?

Under Chattel Mortgage, value added tax invoice is issued in the name of borrower and the borrower can enjoy tax benefit under value added tax invoice.

Do I need to insure the equipment?

Yes, you are required to take out an all-risks insurance policy at its prevailing market value.

Other than local equipment, do your finance equipment to be imported from overseas?

Yes. We finance both local and overseas equipment. One-off LC facility will also be provided for equipment to be imported from overseas in case of need.


How do I apply?

Simply call us at 400 820 8988 (or +86 400 820 8988 if you're overseas) or visit any of our Branches. You may also email us and our Relationship Manager will contact you as soon as possible.



The information provided in this website is for general information only and nothing contained in this website constitutes an invitation, offer or solicitation with respect to the entry into transactions mentioned in this website or subscription, purchase or sale of any products, services, securities or other financial instruments mentioned in this website or the taking of any position or the adoption of trading strategy in respect of any asset class (eg. currency, interest rate, commodity, equity etc). The information provided in this website is not provided with regard to the specific investment objectives, financial situation and the particular needs of any particular person who accesses this website.


The information provided on this website is subject to change without notice, its accuracy is not guaranteed, and it may be incomplete or condensed. Accordingly, no representation or warranty, express or implied, is made as to the accuracy, completeness or fairness of the information in this website. We are not acting as your advisor or agent when providing the information in this website. The information in this website does not purport to identify the risks (direct or indirect) or other material considerations which may be associated with you entering into a particular transaction, subscribing for a particular service or purchasing or selling a particular security or financial instrument. Prior to entering into any proposed transaction or entering into any subscription, purchase or sale of any security or financial instrument, you should determine (after consultation with your own advisors if you deem fit), without reliance upon us or our affiliates, the economic risks and merits, as well as the legal, tax, accounting or other material characterisations and consequences of the transaction, subscription, purchase or sale, as the case may be, and that you are able to assume these risks.


We, and/or our affiliates, may hold, or trade, or act as market-maker, in any securities or other financial instruments mentioned in this website or related derivatives or may take positions or use trading strategies in respect of any asset class similar to or which differ from or be contrary to those mentioned in this website. We, and/or our affiliates conduct many businesses and activities that may relate to issuers of third party securities mentioned in this website and may provide broking, banking and other financial services to such issuers.


Anyone receiving or accessing this website must make their own assessment of the materials herein and conduct such investigations and seek such professional advice as they think fit for such purpose. The information provided on this site should not be regarded by recipients as a substitute for the exercise of their own judgment.


© DBS BANK LTD, 2013. All rights reserved. Any unauthorized use, duplication or disclosure is prohibited by law and will result in prosecution.

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