Your Accounts

Savings

You need flexible, convenient and instant deposit and withdrawal services to meet your daily needs. DBS has several RMB savings accounts to choose from. Find the one that’s just right for you.

1. RMB savings accounts

Account types

Benefits

Minimum balance requirement

RMB personal settlement account*

  • Convenient and instant cash transactions
  • Can be linked to DBS Card
  • No cash withdrawal fees at any China UnionPay ATMs in mainland China. Enjoy this same convenience at DBS ATMs in Hong Kong and Singapore

CNY1

RMB personal current account

CNY5,000

RMB (HK) remittance savings account

  • Limited to residents of Hong Kong SAR
  • Daily limit for inward remittance up to CNY80,000
  • Only cash withdrawal available in mainland China, prohibited for settlement or transfer uses
  • Can only receive inward remittance from current savings account under the same name in Hong Kong
  • Outward remittance can only be paid into the original current savings account where the money originated from
  • Transfer between RMB(HK) remittance call/time deposit accounts

CNY1

RMB (TW) remittance savings account-Self Name/Third Party

  • Self Name - Limited to residents of Taiwan
  • Self Name - Outward remittance can only be paid into the original current savings account under the same name
  • Third Party –For both resident and non-resident customers
  • Third Party - Prohibited for outward remittance
  • Daily limit for inward remittance up to CNY80,000 per remitter
  • Only cash withdrawal available in mainland China, prohibited for settlement or transfer uses
  • Transfer between RMB(TW) remittance call/time deposit accounts

CNY1

2. Foreign currency savings account*

  • Choose from 10 currencies: USD, HKD, JPY, EUR, AUD, CAD, GBP, SGD, CHF and NZD
  • USD and HKD cash services
  • AUD and SGD cash services (only available at selected branches)
  • Flexibility and convenience with no minimum balance requirement

* This account is only available for clients who are 18 years or older. For customers who are younger than 18 years old and wish to open the Account, a Minor Trust account or Minor Non-Trust account may be opened in the company of his/her statutory agent.

Please click here for our latest deposit interest rates

How to Apply

  • Contact your Personal Relationship Manager or visit any of our branches
  • Call our DBS 24-hour personal banking hotline at 400 820 8988

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