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Unit Trust

Unit Trust Service

At a Glance

Onshore Unit Trust, Asset Management Plan and QDII Product – Overseas Fund Series, helps you on the wealth accumulation and risk  diversification.

What is a fund?

A fund is also known as a unit trust or mutual fund. Such a fund pools together the resources from individual investors and is managed by professional fund managers. Investors can choose from an array of funds which invests in equities, bonds, currencies and derivatives, etc.

Benefits of a fund

Asset allocation & risk diversification

Your investments can be spread across a multitude of sectors, in different countries, and at various risk levels.

Capturing global investment opportunities

A fund allows you to invest in both local and overseas markets to enhance return potential.

Professional management

Experienced fund managers monitor the markets closely and help you grasp investment opportunities

Invest • Wise Fund Service

DBS Bank (China) Ltd (DBS Bank) has powered up the invest • Wise fund service jointly with Morningstar, an international fund research authority, helping you to grasp the global investment opportunity.

  • Fund Analytical Tools: Fund Analytical Tools that feature fund NAV inquiry, fund trends inquiry, fund comparison and portfolio analysis functions.

Flexible investment options to help starting your wealth-building plan

DBS China provides you the flexible investment options. You can lump-sum the onshore unit trust, asset management plan and QDII product-Overseas Fund series.

Onshore Unit Trust (Distributed by DBS China)

Investment Method*Minimum Investment Amount
Lump SumRMB 20,000
USD 3,000

Asset Management Plan (Distributed by DBS China)

Investment Method*Minimum Investment AmountProduct CategoryCustomer Type
Lump SumRMB 1,000,000Privately offered productOnly offered to Qualified Investors. “Qualified investor” means a natural person which has the corresponding risk identification ability and risk tolerance, invests in a single wealth management product of not less than a certain amount and meets the following conditions: The natural person has two years or more investment experience, and the financial net assets of the family are not less than three million yuan, or the financial assets of the family are not less than five million yuan, or the annual average income of the person is not less than 400,000 yuan in the last three years.

QDII Product – Overseas Fund Series (Launched by DBS China)

Investment Method*Minimum Investment Amount
Lump Sum

P1/P2：RMB 100,000 or equivalent

P3/ P4：RMB 100,000 or equivalent

P5：RMB 200,000 or equivalent

*DBS China Limited does not offer unit trust regular investment plan service at this juncture

Quality funds at your choice

Onshore Unit Trust (Distributed by DBS China)

Product NameProduct TypeProduct Risk Level
南方优选价值混合型证券投资基金Mixed FundP4
南方现金增利基金Money Market FundP1
长盛成长价值混合基金Mixed FundP4
长盛添利宝货币市场基金Money Market FundP1
长盛电子信息产业基金Mixed FundP4
长盛量化红利混合基金Mixed FundP5
长盛创新先锋混合基金Mixed FundP4
长盛高端装备制造灵活配置混合型证券投资基金Mixed FundP5
长盛航天海工装备灵活配置混合型证券投资基金Mixed FundP4
长盛中证100指数证券投资基金Equity FundP4
上投摩根新兴动力混合型证券投资基金Mixed FundP5
上投摩根内需动力混合型证券投资基金Mixed FundP5
上投摩根行业轮动混合型证券投资基金Mixed FundP5
上投摩根成长先锋混合型证券投资基金Mixed FundP5
上投摩根健康品质生活混合型证券投资基金Mixed FundP4
上投摩根货币基金Money Market FundP1
上投摩根双息平衡基金Mixed FundP4
上投摩根核心优选混合型证券投资基金Mixed FundP4
摩根亚洲总收益债券基金Bond FundP3
摩根太平洋证券基金Equity FundP4
摩根亚洲股息基金Equity FundP4
摩根国际债券基金Bond FundP2
摩根亚洲增长基金Equity FundP4
汇丰亚洲债券基金Bond FundP2
汇丰亚洲高收益债券基金Bond FundP3
景顺长城精选蓝筹混合型证券投资基金Mixed FundP4
景顺长城策略精选灵活配置混合基金Mixed FundP4
景顺长城货币市场基金Money Market FundP1
景顺长城品质投资混合型证券投资基金Mixed FundP4
景顺长城核心竞争力基金Mixed FundP4
景顺长城沪深300指数增强型基金Equity FundP4
景顺长城景颐双利债券型证券投资基金-A类Bond FundP3
景顺长城能源基建混合型证券投资基金Mixed FundP4
泰达宏利价值优化型成长类行业混合型证券投资基金Mixed FundP4
泰达宏利首选企业股票型证券投资基金Equity FundP4
泰达宏利红利先锋混合型证券投资基金Mixed FundP4
泰达宏利货币市场基金Money Market FundP1
汇添富民营活力混合型证券投资基金Mixed FundP5
汇添富价值精选混合型证券投资基金Mixed FundP4
汇添富货币市场基金Money Market FundP1
汇添富移动互联股票型证券投资基金Equity FundP5
汇添富社会责任混合型证券投资基金Mixed FundP5
汇添富蓝筹稳健混合型证券投资基金Mixed FundP4
汇添富策略回报混合型证券投资基金Mixed FundP4
中邮战略新兴产业混合型证券投资基金Mixed FundP5
中邮货币市场基金Money Market FundP1
中邮核心优势灵活配置混合型证券投资基金Mixed FundP5
博时裕富沪深300指数证券投资基金Equity FundP4
博时信用债券投资基金Bond FundP3
博时特许价值混合型证券投资基金Mixed FundP4
博时信用债纯债债券型证券投资基金Bond FundP3
博时现金收益证券投资基金Money Market FundP1
博时现金宝货币市场基金Money Market FundP1
华夏回报混合型证券投资基金Mixed FundP4
华夏兴华混合型证券投资基金Mixed FundP4
施罗德亚洲高息股债基金Mixed FundP3
中银中高等级债券型证券投资基金Bond FundP3
中银国有企业债债券型证券投资基金Bond FundP3
中银信用增利债券型证券投资基金Bond FundP3
中银活期宝货币市场基金Money Market FundP1
中银收益混合型证券投资基金A类Mixed FundP4
中银行业优选灵活配置混合型证券投资基金A类Mixed FundP4
泰达宏利集利债券型证券投资基金Bond FundP3
华宝现金宝货币市场基金Money Market FundP1
华宝中债1-3年国开行债券指数证券投资基金Bond FundP2
华宝宝康债券投资基金Bond FundP3
华宝可转债债券型证券投资基金Bond FundP4

QDII Product – Overseas Fund Series (Launched by DBS China)

Offshore Product NameProduct TypeProduct Risk LevelSubscription Currency
BlackRock Global Funds-ESG Multi-Asset FundBalanced FundP4CNY,USD,SGD
BlackRock Global Funds - Global Allocation FundBalanced FundP3CNY, USD, AUD
(Subscription and Switch-in are suspended) BlackRock Global Funds - Asia Pacific Equity Income FundEquity FundP4CNY, USD, AUD
BlackRock Global Funds – European FundEquity FundP4CNY, USD, EUR
BlackRock Global Funds – European Equity Income FundEquity FundP4CNY, USD, AUD, EUR, SGD
BlackRock Global Funds – Japan Flexible Equity FundEquity FundP4CNY, JPY, USD, EUR
BlackRock Global Funds – World Healthscience FundEquity FundP4CNY, USD, AUD, SGD
BlackRock Global Funds – World Financials FundEquity FundP4CNY, USD
BlackRock Global Funds – Global Equity Income FundEquity FundP4CNY, USD, AUD
BlackRock Global Funds – Global Corporate Bond FundBond FundP2CNY, USD, AUD
BlackRock Global Funds – China FundEquity FundP4CNY, USD
BlackRock Global Funds- Systematic Global Equity High Income FundEquity FundP4CNY, USD, AUD
BlackRock Global Funds– World Technology FundEquity FundP4CNY, USD
BlackRock Global Funds – World Energy FundEquity FundP4CNY, USD, AUD, EUR
BlackRock Global Funds – US Dollar Short Duration Bond FundBond FundP3CNY,USD,EUR,SGD
JPMorgan Funds - America Equity FundEquity FundP4CNY, USD, AUD
JPMorgan Asian Smaller Companies FundEquity FundP4CNY, USD
JPMorgan Asia Equity Dividend FundEquity FundP4CNY, USD, AUD
JPMorgan Multi Income FundBalanced FundP3CNY, USD, AUD, HKD, EUR, SGD, CAD, NZD, GBP
JPMorgan ASEAN FundEquity FundP4CNY, USD, AUD
JPMorgan Funds - Europe Dynamic FundEquity FundP4CNY, USD, EUR, AUD
JPMorgan Funds - Europe Dynamic Technologies FundEquity FundP4CNY, USD, EUR
JPMorgan Funds - Emerging Markets Dividend FundEquity FundP4CNY, USD
JPMorgan Korea FundEquity FundP4CNY, USD
Legg Mason Royce US Small Cap Opportunity FundEquity FundP4CNY, USD, AUD
Legg Mason ClearBridge US Aggressive Growth FundEquity FundP4CNY, USD, AUD
Legg Mason Western Asset Asian Opportunities FundBond FundP3CNY, USD, AUD
Franklin MV Asia Pacific ex Japan Equity Growth and Income FundEquity FundP4CNY, USD, HKD, AUD, SGD
Schroder International Selection Fund-Global Equity YieldEquity FundP4CNY, USD, HKD
Schroder International Selection Fund-Global Corporate BondBond FundP2CNY, USD
Schroder International Selection Fund – European Sustainable ValueEquity FundP4CNY, USD, EUR
Schroder International Selection Fund – Japanese OpportunitiesEquity FundP4CNY, USD, JPY
Schroder International Selection Fund-US Small & Mid-Cap EquityEquity FundP4CNY, USD, EUR
Schroder Alternative Solutions-Commodity FundAlternative InvestmentP4CNY, USD, EUR, SGD
Schroder International Selection Fund-BRIC (Brazil, Russia, India, China)Equity FundP4CNY, USD, HKD, EUR
Schroder Asian Asset Income FundBalanced FundP3CNY,USD,HKD,AUD,GBP
Fidelity Global Dividend FundEquity FundP4CNY, USD, AUD, EUR
Fidelity Pacific FundEquity FundP4CNY, USD
(Subscription and Switch-in are suspended) Fidelity European Multi Asset Income FundBalanced FundP4CNY, USD, EUR
Fidelity Emerging Markets FundEquity FundP4CNY,USD,EUR
Templeton Global FundEquity FundP4CNY, USD, HKD
Templeton Global Bond FundBond FundP3CNT, USD,HKD, AUD
Templeton Emerging Markets Smaller Companies FundEquity FundP4CNY, USD, EUR
Franklin India FundEquity FundP4CNY, USD, HKD
Franklin Technology FundEquity FundP4CNY, USD, HKD, EUR
Franklin U.S. Opportunities FundEquity FundP4CNY, USD, HKD, EUR, SGD
Franklin Biotechnology Discovery FundEquity FundP4CNY, USD,HKD
Baring German Growth TrustEquity FundP4CNY, USD, EUR, GBP
Baring Europe Select TrustEquity FundP4CNY, USD, EUR
Ninety One Global Strategic Equity FundEquity FundP4AUD, EUR, CNY, USD
Ninety One Global Franchise FundEquity FundP4AUD, EUR, HKD, CNY, USD, SGD
Ninety One Global Natural Resources FundEquity FundP4HKD, CNY, USD, SGD
(Subscription and Switch-in are suspended) Ninety One Global Strategic Managed FundBalanced FundP4CNY,GBP
Ninety One Global Multi-Asset Income FundBalanced FundP3CNY,USD,HKD,AUD,SGD
Ninety One Investment Grade Corporate BondBond FundP2CNY,USD,EUR,GBP
Ninety One Global Environment FundEquity FundP4CNY, USD,HKD,EUR,SGD
JPMorgan Global Bond FundBond FundP2CNY, USD, HKD, AUD, NZD, CAD
JPMorgan Funds - Asia Pacific Income FundBalanced FundP4CNY, USD, HKD, AUD, NZD, SGD
JPMorgan Multi Balanced FundBalanced FundP3CNY,USD,HKD,AUD,EUR
BlackRock Global Funds-Euro Bond FundBond FundP2CNY, EUR,USD, GBP
(Subscription and Switch-in are suspended) Ninety One Global Gold FundEquity FundP5CNY,USD
First Sentier Asian Bridge FundBalanced FundP3CNY,USD
First Sentier Global Listed Infrastructure FundEquity FundP4CNY,USD,EUR
FSSA Asian Equity Plus FundEquity FundP4CNY,USD
FSSA Greater China Growth FundEquity FundP4CNY,USD
First Sentier Asia Quality Bond FundBond FundP2CNY,USD,HKD
Manulife Global Fund - Asia Pacific REIT FundEquity FundP4CNY,USD,HKD
Manulife Global Fund - Investment Grade Preferred Securities Income FundBond FundP4CNY, USD
Parvest Global EnvironmentEquity FundP4CNY,USD,EUR
BNY Mellon Long Term Global EquityEquity FundP4CNY,EUR,USD,GBP
BNY Mellon Global Infrastructure IncomeEquity FundP4CNY,USD,EUR
First Eagle Amundi Income Builder FundBalanced FundP3CNY,USD,SGD
First Eagle Amundi International FundBalanced FundP4CNY,USD,SGD
Amundi Funds – Real Asset Target Income FundBalanced FundP4CNY,USD,EUR,SGD
Capital Group New Economy Fund (LUX)Equity FundP4CNY,USD,HKD
JPMorgan Global Healthcare fundEquity FundP4CNY,USD,EUR

Please click here to get the Offshore Product List.

The London Inter-bank Offered Rate (“LIBOR”) is expected to be discontinued by 31 December 2021. To understand more about the LIBOR Transition and how this may impact you, please visit https://www.dbs.com/about-us/libor-sc.page

For enquiries

Contact me Leave your contact information
Visit Branch Visit any of our branches

Call our DBS 24-hour personal banking hotline at 400 820 8988 (Mainland China) / 86 400 820 8988 (Overseas)

Onshore UT Publication

Please click the Useful Links below to know more about Risk Warnings And Individual Investors Requirements.

Risk Disclosure：

  1. Wealth Management Products are not deposit and have investment risks, and customers should be cautious in making any investment!
  2. Onshore UT and Asset Management Plan are 3rd party products, while QDII product – Overseas Fund Series is designed by DBS China
  3. Onshore UT, Asset Management Plan and QDII product – Overseas Fund Series are non-principal protected investment product with floating return and there is no guarantee on the principal or return amount. You may suffer a significant loss of the principal due to market fluctuations. In the worst case scenario, investors may suffer a total loss of the Principal Amount. Investors should fully understand the investment risks involved and be cautious in making any investment.
  4. Asset Management Plan is privately offered products. Onshore UT and QDII product are publicly offered products.

Disclaimer：

  1. Nothing here shall constitute a suggestion or recommendation to any products or to enter into any trade. DBS China does not act as an adviser or assume any responsibility for any use of the contents.
  2. The content here does not have regard to the specific investment objectives, financial situation or particular needs of any specific person. The products have investment risks, investors should carefully read the investment product sales documents prior to making any investment decision, and seek appropriate professional advice regarding your personal needs.
  3. Morningstar Associates, LLC, a registered investment advisor registered with the United States Securities and Exchange Commission, and a wholly owned subsidiary of Morningstar, Inc., provides consulting services to DBS Bank (China) Limited ("DBS"). Any references to specific securities are for informational purposes only and therefore should not be considered a recommendation to buy or sell a security.
  4. Morningstar Associates acts as a consultant to DBS and does not provide advice to DBS’ investment clients. Neither Morningstar Associates nor Morningstar, Inc. acts as an investment advisor to the client or customer of DBS. DBS has engaged the services of Morningstar Associates to preserve the independence and objectivity of the analyses provided. Morningstar Associates does not have any discretionary authority or control over purchasing or selling securities or making other decisions for investors. The consulting services are for informational purposes only and do not constitute investment advice. Morningstar Associates does not provide individualized advice to any investor, does not determine client suitability, and does not take into account any information about any investor or any investor’s assets. Individual investors should ultimately rely on their own judgment and/or the judgment of a financial advisor in making their investment decisions. Morningstar Associates makes no warranties, expressed or implied, as to results to be obtained from the use of information it provides. Morningstar Associates is not responsible for the presentation of fund performance statistics and other fund data.

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