At a Glance

DBS China Mortgage Base Rate As of Oct 2020
USD Mortgage Base Rate 5.50%
HKD Mortgage Base Rate 6.25%
PBOC^ RMB Base Lending Rate (>5year) 4.90%

*From 8 Oct 2019, new drawdown will be based on LPR.
LPR refers to the latest 5Y LPR quoted by the national interbank lending center authorized by PBOC at 9:30 a.m. on 20th of each month(postponed in case of holidays).

The above USD/HKD mortgage loan base lending rate is not applicable to foreign currency loan customers transferred from Australia and New Zealand Bank (China) Company Limited.

^ PBOC: People’s Bank of China

Terms and Conditions:

  1. The above base rate is for reference only. The bank reserves the right to change the base rate from time to time, in compliance with the relevant regulations and policies as promulgated by relevant regulatory authorities.
  2. In case there is any discrepancy between the Chinese and English versions, the Chinese version shall prevail.