Time Deposit

At a Glance

Having spare cash on hand not required at the moment? Our time deposit accounts offer higher interest rates than current savings, with different timeframes and different interest rates depending on the length of tenure.

1. RMB time deposit accounts

Account types

Periods

Minimum balance requirement

RMB personal time deposit account

3 months, 6 months, 1 year, 2 years, 3 years and 5 years

CNY50

RMB remittance time deposit account (Limited to residents of Hong Kong SAR)

3 months, 6 months, 1 year, 2 years, 3 years and 5 years

CNY50

RMB remittance time deposit account (Limited to residents of Taiwan Region)

3 months, 6 months, 1 year, 2 years, 3 years and 5 years

CNY50

2. Foreign currency time deposit account

Account type

Currency

Periods

Minimum balance requirement

Foreign currency personal time deposit account

  • Choose from 10 currencies: USD, HKD, JPY, EUR, AUD, CAD, GBP, SGD, CHF, NZD
  • USD and HKD cash services
  • AUD and SGD cash services (only available at selected branches)

1 month, 3 months, 6 months, 1 year

Foreign currency equivalent to CNY50

How to Apply

Contact me A Relationship Manager will reach out to you
Visit Branch Visit any of our branches

Call our DBS 24-hour personal banking hotline at 400 820 8988