Normal Deposit Rate

Currency:

Savings:

Currency	Interest Rate (% p.a.)
CNY	0.10

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
CNY	1 day	0.40
CNY	7 days	0.80

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
CNY	3 Months	0.80
	6 Months	0.90
	12 Months	0.95
	24 Months	1.00
	36 Months	1.00
	60 Months	1.00

Savings:

Currency	Interest Rate (% p.a.)
HKD	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
HKD	7 days	0.01

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
HKD	1 Month	0.05
	3 Months	0.10
	6 Months	0.20
	12 Months	0.30

Savings:

Currency	Interest Rate (% p.a.)
USD	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
USD	7 days	0.05

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
USD	1 Month	0.10
	3 Months	0.20
	6 Months	0.30
	12 Months	0.40

Savings:

Currency	Interest Rate (% p.a.)
EUR	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
EUR	7 days	0.10

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
EUR	1 Month	0.05
	3 Months	0.10
	6 Months	0.20
	12 Months	0.30

Savings:

Currency	Interest Rate (% p.a.)
JPY	0.00

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
JPY	7 days	0.00

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
JPY	1 Month	0.00
	3 Months	0.00
	6 Months	0.00
	12 Months	0.00

Savings:

Currency	Interest Rate (% p.a.)
AUD	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
AUD	7 days	0.10

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
AUD	1 Month	0.10
	3 Months	0.20
	6 Months	0.30
	12 Months	0.40

Savings:

Currency	Interest Rate (% p.a.)
NZD	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
NZD	7 days	0.10

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
NZD	1 Month	0.05
	3 Months	0.10
	6 Months	0.20
	12 Months	0.30

Savings:

Currency	Interest Rate (% p.a.)
CAD	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
CAD	7 days	0.15

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
CAD	1 Month	0.05
	3 Months	0.10
	6 Months	0.20
	12 Months	0.30

Savings:

Currency	Interest Rate (% p.a.)
GBP	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
GBP	7 days	0.10

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
GBP	1 Month	0.05
	3 Months	0.10
	6 Months	0.20
	12 Months	0.30

Savings:

Currency	Interest Rate (% p.a.)
CHF	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
CHF	7 days	0.01

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
CHF	1 Month	0.00
	3 Months	0.00
	6 Months	0.00
	12 Months	0.00

Savings:

Currency	Interest Rate (% p.a.)
SGD	0.01

Call Deposit:

Currency	Tenor	Interest Rate (% p.a.)
SGD	7 days	0.01

Time Deposit:

Currency	Tenor	Interest Rate (% p.a.)
SGD	1 Month	0.05
	3 Months	0.10
	6 Months	0.20
	12 Months	0.30

Remark:

The above deposit interest rates take effect on 1st Jan 2025.
The listed rate is applicable for consumer banking customers only. For more information on special rate, please contact with consumer banking branch staff.
The above deposit interest rates are for reference only and are subject to change from time to time without prior notice. Actual rates are subject to the latest rates offered by the Bank at the time of time deposit placement.