FX(DBS designed products)

Premium Investment

A structured investment linked to an underlying currency. Wider variety of payoff such as Knock In and Knock Out Premium Investments are now available.

Benefits

  • Product variances: Apart from basic Premium Investment (PI), a wider suite of payoff such as Knock In and Knock Out Premium Investment are now available in DBS. Knock Out Premium Investment with daily observation allow the customer the ability to early lock in his investment with enhanced Coupon; Knock In Premium Investment with daily observation provides customer a layer of protection in the event the exchange rate moves below strike rate during the life of the investment.

  • Flexible parameter setting: customizes to set currency pairs, strike rate, Knock Out rate, Knock In rate and tenor

  • Tailor Made service: As a Treasures customer, you will receive foreign exchange market insights from our Treasury specialists

Product Series

  • Basic Premium Investment
    If the Alternate Currency appreciates against the Base Currency compared to the Pre-Agreed Exchange Rate on the Fixing Date, the Bank will pay the Principal Amount and Return Amount in the Base Currency on the Maturity Date. If the Alternate Currency depreciates against the Base Currency compared to the Pre-Agreed Exchange Rate on the Fixing Date, the Bank will almost certainly pay the Principal Amount and Return Amount in the Alternate Currency on the Maturity Date. The result is that the Customer will have the weaker Alternate Currency and the currency depreciation relative to the Base Currency will and could substantially (depending on the extent of the Alternate Currency decline) reduce the Principal Amount if converted back to the Base Currency. In the worst case scenario, a substantial decline in the Alternate Currency relative to the Base Currency could result in a total loss of the Principal Amount and Return Amount.

  • Knock Out Premium Investment
    If a Knock Out Event occurs during the Monitoring Period, the Bank will pay the Principal Amount and Return Amount in the Base Currency on the Maturity Date. If the Knock Out Event never occurs during the Monitoring Period and the Alternate Currency appreciates against the Base Currency compared to the Pre-Agreed Exchange Rate on the Fixing Date, the Bank will pay the Principal Amount and Return Amount in the Base Currency on the Maturity Date. If the Alternate Currency depreciates against the Base Currency compared to the Pre-Agreed Exchange Rate on the Fixing Date, the Bank will almost certainly pay the Principal Amount and Return Amount in the Alternate Currency on the Maturity Date. The result is that the Customer will have the weaker Alternate Currency and the currency depreciation relative to the Base Currency will and could substantially (depending on the extent of the Alternate Currency decline) reduce the Principal Amount if converted back to the Base Currency. In the worst case scenario, a substantial decline in the Alternate Currency relative to the Base Currency could result in a total loss of the Principal Amount and Return Amount.

  • Knock In Premium Investment
    If the Knock In Event never occurs during the Monitoring Period, the Bank will pay the Principal Amount and Return Amount in the Base Currency on Maturity Date. If the Knock In Event occurs during the Monitoring Period and the Alternate Currency appreciates against the Base Currency compared to the Pre-Agreed Exchange Rate on the Fixing Date, the Bank will pay the Principal Amount and Return Amount in the Base Currency on the Maturity Date. If the Alternate Currency depreciates against the Base Currency compared to the Pre-Agreed Exchange Rate on the Fixing Date, the Bank will almost certainly pay the Principal Amount and Return Amount in the Alternate Currency on Maturity Date. The result is that the Customer will have the weaker Alternate Currency and the currency depreciation relative to the Base Currency will and could substantially (depending on the extent of the Alternate Currency decline) reduce the Principal Amount if converted back to the Base Currency. In the worst case scenario, a substantial decline in the Alternate Currency relative to the Base Currency could result in a total loss of the Principal Amount and Return Amount.

Risk Disclosure

The Premium Investment is a product with high investment risk and the Customer may suffer a loss of the Principal Amount due to market fluctuations. The Customer should fully understand the investment risks involved and be cautious in making any investment. You should carefully read the related product documents, such as , < PREMIUM INVESTMENT (PI) Terms and Conditions >, < DBS Premium Investment (PI) Risk Disclosure Statement> etc. for detail.

How to Apply

  • Contact your Treasures Relationship Manager or visit any of our branches
  • Call our DBS 24-hour personal banking hotline at 400 820 8988

Please click the Useful Links below to know more about the Qualified Investors Instructions.

Wealth management products are not deposits and have investment risks, and customers should be cautious in making any investment.

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