Unit Trust Service

Unit Trust Service

Onshore Unit Trust and QDII Product – Overseas Fund Series, helps you on the wealth accumulation and risk diversification.

What is a fund?

A fund is also known as a unit trust or mutual fund. Such a fund pools together the resources from individual investors and is managed by professional fund managers. Investors can choose from an array of funds which invests in equities, bonds, currencies and derivatives, etc.

Benefits of a fund

  • Asset allocation & risk diversification: Your investments can be spread across a multitude of sectors, in different countries, and at various risk levels.
  • Capturing global investment opportunities: A fund allows you to invest in both local and overseas markets to enhance return potential.
  • Professional management: Experienced fund managers monitor the markets closely and help you grasp investment opportunities

Invest • Wise Fund Service

DBS Bank (China) Ltd (DBS Bank) has powered up the invest Wise fund service jointly with Morningstar, an international fund research authority, helping you to grasp the global investment opportunity.

  • Market Commentary and Asset Allocation: Quarterly market commentary on different asset classes and tactical asset allocation by Chief Investment Officer of DBS Bank and the team together with model portfolios based on Morningstar Associates' strategic asset allocation approach that diversifies across investment styles, sectors, asset classes and regions.
  • Fund Select List: A list of funds selected by Morningstar Associates based on independent and objective analyses that involve quantitative and qualitative factors.
  • Fund Analytical Tools: Fund Analytical Tools that feature fund NAV inquiry, fund trends inquiry, fund comparison and portfolio analysis functions.

Flexible investment options to help starting your wealth-building plan

DBS China provides you the flexible investment options. You can lump-sum invest or set regular investment plan on the Onshore Unit Trust and QDII Product – Overseas Fund Series.  

Onshore Unit Trust

Investment MethodMinimum Investment Amount
Lump Sum RMB 20,000
Regular investment plan RMB 1,000
(Mutual Recognition Funds are not currently supported)

QDII Product – Overseas Fund Series

Investment MethodMinimum Investment Amount
Lump Sum

P1/ P2:RMB 50,000 or equivalent

P3/ P4:RMB 100,000 or equivalent

P5:RMB 200,000 or equivalent

Regular investment plan RMB1,000 or equivalent

Quality funds at your choice

Onshore Unit Trust

Product NameProduct TypeProduct Risk Level
南方优选价值混合型证券投资基金 Mixed Fund P4(high risk)
南方现金增利基金 Money Market Fund P1(mid and low risk)
长盛成长价值混合基金 Mixed Fund P4(high risk)
长盛添利宝货币市场基金 Money Market Fund P1(mid and low risk)
长盛电子信息产业基金 Mixed Fund P4(high risk)
长盛量化红利混合基金 Mixed Fund P5(high risk)
长盛创新先锋混合基金 Mixed Fund P4(high risk)
长盛高端装备制造灵活配置混合型证券投资基金 Mixed Fund P5(high risk)
长盛航天海工装备灵活配置混合型证券投资基金 Mixed Fund P4(high risk)
上投摩根新兴动力混合型证券投资基金 Mixed Fund P5(high risk)
上投摩根内需动力混合型证券投资基金 Mixed Fund P5(high risk)
上投摩根行业轮动混合型证券投资基金 Mixed Fund P5(high risk)
上投摩根成长先锋混合型证券投资基金 Mixed Fund P5(high risk)
上投摩根健康品质生活混合型证券投资基金 Mixed Fund P4(high risk)
上投摩根分红添利基金-A类 Bond Fund P3(mid and low risk)
上投摩根货币基金 Money Market Fund P1(mid and low risk)
上投摩根双息平衡基金 Mixed Fund P4(high risk)
上投摩根核心优选混合型证券投资基金 Mixed Fund P4(high risk)
摩根亚洲总收益债券基金 Bond Fund P3(mid and low risk)
摩根太平洋证券基金 Equity Fund P4(high risk)
景顺长城精选蓝筹混合型证券投资基金 Mixed Fund P4(high risk)
景顺长城策略精选灵活配置混合基金 Mixed Fund P4(high risk)
景顺长城货币市场基金 Money Market Fund P1(mid and low risk)
景顺长城品质投资混合型证券投资基金 Mixed Fund P4(high risk)
景顺长城核心竞争力基金 Mixed Fund P4(high risk)
景顺长城沪深300指数增强型基金 Equity Fund P4(high risk)
景顺长城景颐双利债券型证券投资基金-A类 Bond Fund P3(mid and low risk)
景顺长城能源基建混合型证券投资基金 Mixed Fund P4(high risk)
泰达宏利价值优化型成长类行业混合型证券投资基金 Mixed Fund P4(high risk)
泰达宏利首选企业股票型证券投资基金 Equity Fund P4(high risk)
泰达宏利红利先锋混合型证券投资基金 Mixed Fund P4(high risk)
泰达宏利货币市场基金 Money Market Fund P1(mid and low risk)
汇添富民营活力混合型证券投资基金 Mixed Fund P5(high risk)
汇添富价值精选混合型证券投资基金 Mixed Fund P4(high risk)
汇添富货币市场基金 Money Market Fund P1(mid and low risk)
汇添富移动互联股票型证券投资基金 Equity Fund P5(high risk)
汇添富社会责任混合型证券投资基金 Mixed Fund P5(high risk)
汇添富蓝筹稳健混合型证券投资基金 Mixed Fund P4(high risk)
汇添富策略回报混合型证券投资基金 Mixed Fund P4(high risk)
中邮战略新兴产业混合型证券投资基金 Mixed Fund P5(high risk)
中邮货币市场基金 Money Market Fund P1(mid and low risk)
中邮核心优势灵活配置混合型证券投资基金 Mixed Fund P4(high risk)
博时裕富沪深300指数证券投资基金 Equity Fund P4(high risk)
博时信用债券投资基金 Bond Fund P3(mid and low risk)
博时特许价值混合型证券投资基金 Mixed Fund P4(high risk)
博时信用债纯债债券型证券投资基金 Bond Fund P3(mid and low risk)
博时现金收益证券投资基金 Money Market Fund P1(mid and low risk)

QDII Product – Overseas Fund Series

Offshore Product NameProduct TypeProduct Risk LevelSubscription Currency
BlackRock Global Funds - Global Allocation Fund Balanced Fund P3(mid and low risk) CNY, USD, AUD
BlackRock Global Funds - Asia Pacific Equity Income Fund Equity Fund P4(high risk) CNY, USD, AUD
BlackRock Global Funds – European Fund Equity Fund P4(high risk) CNY, USD, EUR
BlackRock Global Funds – European Equity Income Fund Equity Fund P4(high risk) CNY, USD, AUD, EUR, SGD
BlackRock Global Funds – Japan Flexible Equity Fund Equity Fund P4(high risk) CNY, JPY, USD, EUR
BlackRock Global Funds – World Healthscience Fund Equity Fund P4(high risk) CNY, USD, AUD, SGD
BlackRock Global Funds – World Financials Fund Equity Fund P4(high risk) CNY, USD
BlackRock Global Funds – Global Equity Income Fund Equity Fund P4(high risk) CNY, USD, AUD
BlackRock Global Funds – Global Corporate Bond Fund Bond Fund P2(mid and low risk) CNY, USD, AUD
BlackRock Global Funds – China Fund Equity Fund P4(high risk) CNY, USD
BlackRock Global Funds - Global Enhanced Equity Yield Fund Equity Fund P4(high risk) CNY, USD, AUD
BlackRock Global Funds – World Energy Fund Equity Fund P4(high risk) CNY, USD, AUD, EUR
JPMorgan Funds - America Equity Fund Equity Fund P4(high risk) CNY, USD, AUD
JPMorgan Eastern Smaller Companies Fund Equity Fund P4(high risk) CNY, USD
JPMorgan Asia Equity Dividend Fund Equity Fund P4(high risk) CNY, USD, AUD
JPMorgan Multi Income Fund Balanced Fund P3(mid and low risk) CNY, USD, AUD, HKD, EUR, SGD, CAD, NZD, GBP
JPMorgan ASEAN Fund Equity Fund P4(high risk) CNY, USD, AUD
JPMorgan Europe Dynamic Fund Equity Fund P4(high risk) CNY, USD, EUR, AUD
JPMorgan Funds - Europe Technology Fund Equity Fund P4(high risk) CNY, USD, EUR
JPMorgan Funds - Emerging Markets Dividend Fund Equity Fund P4(high risk) CNY, USD
JPMorgan Korea Fund Equity Fund P4(high risk) CNY, USD
Legg Mason Royce US Small Cap Opportunity Fund Equity Fund P4(high risk) CNY, USD, AUD
Legg Mason ClearBridge US Aggressive Growth Fund Equity Fund P4(high risk) CNY, USD, AUD
Legg Mason Western Asset Asian Opportunities Fund Bond Fund P3(mid and low risk) CNY, USD, AUD
Schroder International Selection Fund-Global Equity Yield Equity Fund P4(high risk) CNY, USD, HKD
Schroder International Selection Fund-Global Corporate Bond Bond Fund P2(mid and low risk) CNY, USD
Schroder International Selection Fund-European Equity Yield Equity Fund P4(high risk) CNY, USD, EUR
Schroder International Selection Fund – Japanese Opportunities Equity Fund P4(high risk) CNY, USD, JPY
Schroder International Selection Fund-US Small & Mid-Cap Equity Equity Fund P4(high risk) CNY, USD, EUR
Schroder Alternative Solutions-Commodity Fund Alternative Investment P4(high risk) CNY, USD, EUR, SGD
Schroder International Selection Fund-BRIC (Brazil, Russia, India, China) Equity Fund P4(high risk) CNY, USD, HKD, EUR
Schroder Alternative Solutions-Gold & Precious Metal Fund Alternative Investment P5(high risk) CNY, USD, EUR, SGD
Fidelity Global Dividend Fund Equity Fund P4(high risk) CNY, USD, AUD, EUR
Fidelity Global Property Fund Equity Fund P4(high risk) CNY, USD
Fidelity Pacific Fund Equity Fund P4(high risk) CNY, USD
Fidelity Euro Balanced Fund Balanced Fund P4(high risk) CNY, USD, EUR
Templeton Global Fund Equity Fund P4(high risk) CNY, USD, HKD
Templeton Global Bond Fund Bond Fund P3(mid and low risk) CNT, USD,HKD, AUD
Templeton Emerging Markets Smaller Companies Fund Equity Fund P4(high risk) CNY, USD, EUR
Franklin Technology Fund Equity Fund P4(high risk) CNY, USD, HKD, EUR
Franklin U.S. Opportunities Fund Equity Fund P4(high risk) CNY, USD, HKD, EUR, SGD
Baring German Growth Trust Equity Fund P4(high risk) CNY, USD, EUR, GBP
Baring Europe Select Trust Equity Fund P4(high risk) CNY, USD, EUR
Investec Global Strategic Equity Fund Equity Fund P4(high risk) AUD, EUR, CNY, USD
Investec Global Franchise Fund Equity Fund P4(high risk) AUD, EUR, HKD, CNY, USD, SGD
Investec Global Natural Resources Fund Equity Fund P4(high risk) HKD, CNY, USD, SGD
Investec Global Strategic Managed Fund Balanced Fund P4(high risk) CNY,USD,HKD,AUD,GBP
Investec Investment Grade Corporate Bond Bond Fund P2(mid and low risk) CNY,USD,HKD,EUR,GBP
JPMorgan Global Macro Opportunities Fund Alternative Investment P5(high risk) CNY, EUR,USD, AUD
JPMorgan Global Bond Fund Bond Fund P2(mid and low risk) CNY, USD, HKD,AUD,NZD,CAD
BlackRock Global Funds-Euro Bond Fund Bond Fund P2(mid and low risk) CNY, EUR,USD, GBP
Investec Global Gold Fund Equity Fund P5(high risk) CNY,USD

Please click here to get the Offshore Product List.

This is to inform that the Chinese name of JPMorgan America Equity Fund has been changed to” 摩根美国基金”. The English name is remain unchanged.

For enquiries, please visit any of our branches, or call our 24h hotline 400 820 8988Mainland China/86 400 820 8988 Overseas 

Onshore UT Publication

Please click here for more detailed information about DBS Unit Trust Service.

Risk Disclosure:

  1. Wealth Management Products are not deposit and have investment risks, and customers should be cautious in making any investment!
  2. Onshore UT is 3rd party products, while QDII product – Overseas Fund Series is designed by DBS China
  3. Onshore UT and QDII product – Overseas Fund Series are non-principal protected investment product with floating return and there is no guarantee on the principal or return amount. You may suffer a significant loss of the principal due to market fluctuations. In the worst case scenario, investors may suffer a total loss of the Principal Amount. Investors should fully understand the investment risks involved and be cautious in making any investment.

Disclaimer:

  1. Nothing here shall constitute a suggestion or recommendation to any products or to enter into any trade. DBS China does not act as an adviser or assume any responsibility for any use of the contents.
  2. The content here does not have regard to the specific investment objectives, financial situation or particular needs of any specific person. The products have investment risks, investors should carefully read the investment product sales documents prior to making any investment decision, and seek appropriate professional advice regarding your personal needs.
  3. Morningstar Associates, LLC, a registered investment advisor registered with the United States Securities and Exchange Commission, and a wholly owned subsidiary of Morningstar, Inc., provides consulting services to DBS Bank (China) Limited ("DBS"). Any references to specific securities are for informational purposes only and therefore should not be considered a recommendation to buy or sell a security.
  4. Morningstar Associates acts as a consultant to DBS and does not provide advice to DBS’ investment clients. Neither Morningstar Associates nor Morningstar, Inc. acts as an investment advisor to the client or customer of DBS. DBS has engaged the services of Morningstar Associates to preserve the independence and objectivity of the analyses provided. Morningstar Associates does not have any discretionary authority or control over purchasing or selling securities or making other decisions for investors. The consulting services are for informational purposes only and do not constitute investment advice. Morningstar Associates does not provide individualized advice to any investor, does not determine client suitability, and does not take into account any information about any investor or any investor’s assets. Individual investors should ultimately rely on their own judgment and/or the judgment of a financial advisor in making their investment decisions. Morningstar Associates makes no warranties, expressed or implied, as to results to be obtained from the use of information it provides. Morningstar Associates is not responsible for the presentation of fund performance statistics and other fund data.

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