Working Capital

Accounts Receivable Purchase

Unlock cash from your receivables

Improve your cash flow and protect your company against buyer credit risk with Accounts Receivable Purchase (ARP). We were named Best ECA-backed facility at The Asset Triple A Transaction Banking Awards 2013 and Best Structured & Commodity Trade Solution Of The Year In Southeast Asia at the 6th Annual Alpha Southeast Asia Deal and Solution Awards 2012.

 

Why choose DBS Accounts Receivable Purchase?

  • Leverage our Asian insights and connectivity as you grow your business domestically and overseas
  • Benefit from our award-winning experience
  • Ensure the smooth on-boarding of your ARP facility with the help of our dedicated sales team

FAQs

What do the terms “recourse” and “non-recourse” mean?

Recourse: If your customers do not pay you after you have delivered the goods/services in good order, DBS will seek repayment from you if you have obtained financing of the invoices.

Non -recourse: If your customers do not pay you after you have delivered the goods/services in good order, DBS usually will not seek repayment from you if have obtained financing of the invoices. If you have not obtained financing, DBS will pay you.

What are the benefits of financing from ARP as opposed to a normal trade facility?

When you use a normal trade facility, you receive funding based on your own company financials. With an ARP solution, the quality of the receivables is also assessed.

In which countries can you provide credit cover?

We can support your sales all over the world, depending on the credit standing of your buyer. Simply provide us with their details and we’ll assess accordingly.

When do you pay me in the event of a buyer default?

In the event of buyer insolvency, we will pay you as soon as possible upon receipt of the insolvency evidence from you. If the buyer fails to pay after a predetermined period of time following the invoice due date, the waiting period ranges from 90 days to 180 days in most cases.

What documents do I need to provide to do ARP on a transactional level?

Once your ARP facility is approved, you will usually need to provide the invoice and proof of delivery.

Awards

Awards we have won recently
Best Structured Trade Finance Solution, China

Best Structured Trade Finance Solution, China

2015
Best Syndication Loan – Best Growth by a Financial Institution

Best Syndication Loan – Best Growth by a Financial Institution

2014
View All

 

How do I apply?

Simply call us at 400 820 8988 (or +86 400 820 8988 if you're overseas) or visit any of our Branches. You may also email us and our Relationship Manager will contact you as soon as possible.

 

Disclaimer: 

The information provided in this website is for general information only and nothing contained in this website constitutes an invitation, offer or solicitation with respect to the entry into transactions mentioned in this website or subscription, purchase or sale of any products, services, securities or other financial instruments mentioned in this website or the taking of any position or the adoption of trading strategy in respect of any asset class (eg. currency, interest rate, commodity, equity etc). The information provided in this website is not provided with regard to the specific investment objectives, financial situation and the particular needs of any particular person who accesses this website.

 

The information provided on this website is subject to change without notice, its accuracy is not guaranteed, and it may be incomplete or condensed. Accordingly, no representation or warranty, express or implied, is made as to the accuracy, completeness or fairness of the information in this website. We are not acting as your advisor or agent when providing the information in this website. The information in this website does not purport to identify the risks (direct or indirect) or other material considerations which may be associated with you entering into a particular transaction, subscribing for a particular service or purchasing or selling a particular security or financial instrument. Prior to entering into any proposed transaction or entering into any subscription, purchase or sale of any security or financial instrument, you should determine (after consultation with your own advisors if you deem fit), without reliance upon us or our affiliates, the economic risks and merits, as well as the legal, tax, accounting or other material characterisations and consequences of the transaction, subscription, purchase or sale, as the case may be, and that you are able to assume these risks.

 

We, and/or our affiliates, may hold, or trade, or act as market-maker, in any securities or other financial instruments mentioned in this website or related derivatives or may take positions or use trading strategies in respect of any asset class similar to or which differ from or be contrary to those mentioned in this website.  We, and/or our affiliates conduct many businesses and activities that may relate to issuers of third party securities mentioned in this website and may provide broking, banking and other financial services to such issuers.

 

Anyone receiving or accessing this website must make their own assessment of the materials herein and conduct such investigations and seek such professional advice as they think fit for such purpose.  The information provided on this site should not be regarded by recipients as a substitute for the exercise of their own judgment.

 

© DBS BANK LTD, 2013.  All rights reserved.  Any unauthorized use, duplication or disclosure is prohibited by law and will result in prosecution.

Get in touch

DBS BusinessCare: 400 821 8881

Get in touch

DBS BusinessCare: 400 821 8881