financing

Working Capital Loan Secured by Used Equipment

Finance up to 90% of your equipment

Working Capital Loan Secured by Used Equipment

Finance up to 90% of your equipment

    At a Glance
    Now, you can mortgage your existing equipment to acquire a working capital loan. You may borrow up to 70% of equipment value and not exceeding a maximum of RMB 5 million. The loan is secured by your used equipment of less than seven years and does not require other collaterals such as property. You can also opt for a flexible payment plan that complements your cash flow cycle for better management of your financing costs.

    Additional financing source other than traditional property mortgage

    Easy to apply

     Flexible payment plan that meet your needs

    FAQs
    What is the maximum loan amount?

    You may borrow up to RMB 5 million or 70% of your equipment value. Kindly note that the age of the equipment has to be less than 7 years in usage.
    What are the loan tenures and payment terms?

    Flexible payment plan upto 1 year can be arranged.
    How to determine the equipment value?

    The equipment value is determined by our approved appraising company.
    Do I need to ensure the equipment?

    Yes, you are required to take out an all-risks insurance policy at its prevailing market value.
    How do I Apply

    Simply call us at 400 820 8988 (or +86 400 820 8988 if you're overseas) or visit any of our branches. You may also email us and our Relationship Manager will contact you as soon as possible.

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