Home Mortgage Loan

3+3+6 Mortgage Repayment Plan

DBS introduces 3+3+6 mortgage repayment plan to help you manage your monthly mortgage installments with greater convenience!

“3+3+6” Mortgage Repayment Plan

Program Details:

  • Preferential deposit rates to mortgage customers with lump sum deposit amounting to 12months of monthly installments
  • The lump sum deposit will be divided in the ratio of 3:3:6 and placed in savings account, a 3-month time deposit and a 6-month time deposit respectively
  • Deposit rates annualized for this program are as follow:

     

    CurrencySavings 3-month6-month
    USD0.05%2.00%2.10%
    HKD0.01%1.00%1.10%
    RMB0.35%1.485%1.75%

Terms & Conditions:

  1. To be eligible for the preferential deposit rates under this program, 12 months of mortgage installment amount must be deposited in one lump sum with DBS Bank (China) Company Ltd. (the “Bank”), and the value dates of the time deposits must be the same.
  2. Customer bears the responsibility to ensure sufficient balance for repayment should there be any loan interest rate adjustment. The bank undertakes no responsibility for penalty arising from the before mentioned.
  3. No auto renewal is allowed upon expiry of the time deposit which is placed at the preferential rate hereunder.
  4. The Bank reserves the right to alter from time to time applicable preferential rate hereunder according to market conditions, and actual rates are subject to the latest rates offered by the Bank at the time of deposit placement.
  5. In case of any inconsistency between these Terms and Conditions and other promotional materials relating to this program, these Terms and Conditions shall apply and prevail.
  6. To the extent permitted by relevant laws and regulations, the Bank reserves the final right of interpretation of this program, and the Bank also reserves the right to revise the program or to pre-maturely terminate this program without prior notice.
  7. These terms and conditions shall be governed by and construed in accordance with the laws of the People’s Republic of China.
  8. The English version (if any) of these Terms and Conditions is for reference only. In case of any inconsistency between the Chinese version and the English version hereof, the Chinese version shall prevail.
  9. In case of any doubt, please contact your relationship manager or our customer service hotline at 400-820-8988.

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