Your Accounts

Time Deposit

Having spare cash on hand not required at the moment? Our time deposit accounts offer higher interest rates than current savings, with different timeframes and different interest rates depending on the length of tenure.

1. RMB time deposit accounts

Account types

Periods

Minimum balance requirement

RMB personal time deposit account

3 months, 6 months, 1 year, 2 years, 3 years and 5 years

CNY50

RMB (HK) remittance time deposit account

3 months, 6 months, 1 year, 2 years, 3 years and 5 years

CNY50

RMB (TW) remittance time deposit account

3 months, 6 months, 1 year, 2 years, 3 years and 5 years

CNY50

2. Foreign currency time deposit account

Account type

Currency

Periods

Minimum balance requirement

Foreign currency personal time deposit account

  • Choose from 10 currencies: USD, HKD, JPY, EUR, AUD, CAD, GBP, SGD, CHF, NZD
  • USD and HKD cash services
  • AUD and SGD cash services (only available at selected branches)

1 month, 3 months, 6 months, 1 year and 13 months

(only USD, HKD and EUR are applicable for 13 months)

Foreign currency equivalent to CNY50

Please click here for our latest deposit interest rates

How to Apply

  • Contact your Treasures Relationship Manager or visit any of our branches
  • Call our DBS 24-hour personal banking hotline at 400 820 8988